Compare Mortgage Lenders in San Mateo, CA
Looking for a mortgage lender in San Mateo? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage lenders in San Mateo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in San Mateo Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance of $2,000 to $4,000. Third-party costs like escrow and recording fees add $500 to $1,500. These estimates vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in San Mateo?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance and competitive rates. These are available to qualified first-time buyers in San Mateo.