Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Santa Rosa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Glenn Groves - GTG Financial, Inc.
1421 Guerneville Rd # 100, Santa Rosa, CA 95403
7075460440
Ryan Boyko
3550 Round Barn Blvd suite 210, Santa Rosa, CA 95403
7076230377
Pinnacle Home Loans
525 College Ave #231, Santa Rosa, CA 95404
7074847658
Scott Sheldon - SecurityNational Mortgage Company Loan Officer
2455 Bennett Valley Rd Bldg C, Ste C107, Santa Rosa, CA 95404
7072174000
Guild Mortgage - Kelly Cort
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403
7076944631
PRMG
131-A Stony Cir Suite 500 Offices 531 & 541, Santa Rosa, CA 95401
7072357402
Guaranteed Rate
1260 N Dutton Ave #270, Santa Rosa, CA 95401
8669347283
Guild Mortgage - Nancy Weaver
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403
7074801700
Kind Lending, LLC
1260 N Dutton Ave # 285, Santa Rosa, CA 95401
7072175214
Mario's Home Loans
401 Mendocino Ave Suite F, Santa Rosa, CA 95401
7078430869
America's Home Loans - Santa Rosa CA
131A Stony Cir Suite 500, Santa Rosa, CA 95401
7075795411
New American Funding - Erik Oquist NMLS 447900
3550 Round Barn Blvd # 310, Santa Rosa, CA 95403
7078895626
Joe Jacobs, Mortgage Broker NMLS 453314
714 Mendocino Ave, Santa Rosa, CA 95401
7076966937
Empower Capital Group
708 College Ave, Santa Rosa, CA 95404
7075221887
Pacific Direct Mortgage & Real Estate, Inc.
1400 N Dutton Ave Suite 22, Santa Rosa, CA 95401
7077080797
Sonoma County Mortgages
2455 Bennett Valley Rd C107, Santa Rosa, CA 95404
7072174000
Dan Gould - Pinnacle Home Loans
70 Stony Point Rd Suite C, Santa Rosa, CA 95401
7072912353
Tony Falbo at Homeowners Financial Group USA, LLC
3558 Round Barn Blvd Suite 200, Office 236, Santa Rosa, CA 95403
7073267353
California Home Loans - Santa Rosa, CA
501 Stony Cir #131-A, Santa Rosa, CA 95401
7075361095
Ryan Mortgage Company
2129 4th St, Santa Rosa, CA 95404
7075262626
What Does a Mortgage Lender in Santa Rosa Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees ranging from 500 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Santa Rosa?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. California lenders also require a signed authorization to verify your credit history and employment status.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three day right of rescission for refinances, which can extend the timeline.
Are there special loan programs for first time home buyers in Santa Rosa?
Yes, California offers the CalHFA program with down payment assistance for qualified first time buyers. Santa Rosa also has local grants and low interest loans through the Sonoma County Housing Authority.