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13 agents listed
Updated May 2026
Santee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in Santee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Casa Financial Services, Inc
9560 Cuyamaca St STE 101, Santee, CA 92071
6196448344
JOHN AGUIRRE HOME LOANS
10850 Hartley Rd, Santee, CA 92071
7867856409
Finance Any1
8774 Cuyamaca St #A, Santee, CA 92071
6195912900
Gina Howard
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
8773141499
The Chi Team - Home Mortgage Lender
278 Town Center Pkwy Ste 206, Santee, CA 92071
9167705626
Steven Darling - Direct Lender/Wholesale Mortgage Broker - YourDarlingLender.com / Darling Homes & Estates
10444 Timberlane Way, Santee, CA 92071
6195049983
Rob McNelis
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
6192796162
Ian Chi
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
9167705626
Jonathan Fuller at CrossCountry Mortgage
262 Town Center Pkwy Suite 101, Santee, CA 92071
6194786972
Movement Mortgage
278 Town Center Pkwy Stes 205-206, Santee, CA 92071
8773141499
Chase Home Lending
10 Town Center Pkwy, Santee, CA 92071
6127180009
Rob Adrain, Movement Mortgage
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
6192014881
Terry Fick, Movement Mortgage
278 Town Center Pkwy Suites 205-206, Santee, CA 92071
6198180915
Mortgage lenders in Santee California help homebuyers and homeowners secure financing for residential properties. These professionals guide clients through loan options including conventional FHA and VA loans. Under California law lenders must provide a Loan Estimate within three business days of application to ensure transparency in fees and terms.
What Does a Mortgage Lender in Santee Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal title insurance and credit report which total 2000 to 5000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Santee?
You typically need recent pay stubs W-2 forms tax returns and bank statements. California lenders also require a valid government ID and proof of residence. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The average mortgage process in California takes 30 to 45 days from application to closing. This timeline can vary based on loan type property appraisal and your financial documentation. California law requires a three-day rescission period for refinances.
Are there special loan programs for first-time buyers in Santee?
Yes California offers the CalHFA program which provides down payment assistance and competitive rates for first-time buyers. Santee residents may also qualify for FHA loans with a 3.5 percent down payment. These programs have income and purchase price limits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.