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Browse mortgage lenders serving Simi Valley, California. Contact information and addresses listed below.
20 agents listed
Updated June 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simi Valley residents can work with mortgage lenders to secure home loans for purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Ventura County market conditions and can guide you through the process.
What Does a Mortgage Lender in Simi Valley Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Simi Valley?
You will need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit.
How long does it take to close a mortgage in California?
The average time to close a mortgage in California is 30 to 45 days. Delays can occur if additional documentation is needed or if appraisal takes longer.
Are there special mortgage programs for California first time home buyers?
Yes, California offers programs like the CalHFA loan which provides down payment assistance. These programs have income limits and require completion of a homebuyer education course.
Get matched with agents in Simi Valley who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.