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Mortgage Lenders in Solana Beach, CA

Browse mortgage lenders serving Solana Beach, California. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Solana Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 11 mortgage lenders in Solana Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greg Wynn - Mortgage Broker
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
(619) 550-9885 maverickmtg.com
Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
(800) 373-0672 stonebridgemortgage.com
Synergy One Lending NMLS #247008
990 Highland Dr #302, Solana Beach, CA 92075
(760) 522-2298
Griffin Tso - Origin Point
155 Hwy 101 #7, Solana Beach, CA 92075
(858) 449-7933 originpoint.com
Nicole Goodrich - Mortgage Advisor
155 Hwy 101 #7, Solana Beach, CA 92075
(619) 504-1307 instagram.com
All Western Mortgage
155 Hwy 101 #7, Solana Beach, CA 92075
(714) 235-4294 hompwr.com
Doug Siebenthal Mortgage Lender
155 Hwy 101 #7, Solana Beach, CA 92075
(972) 342-6279 dougsiebenthal.allwestern.com
Coastal Pacific Mortgage Corporation
251 La Barranca Dr, Solana Beach, CA 92075
(619) 981-4854 hughiethomas.com
Steve O'Brien
514 Via De La Valle, Solana Beach, CA 92075
(858) 254-3694 themtgchampion.godaddysites.com
Nick Christensen at OriginPoint, NMLS #2140753
155 Hwy 101 #7, Solana Beach, CA 92075
(951) 345-5143 originpoint.com
Pacific Sun Mortgage Co
990 Highland Dr, Solana Beach, CA 92075
(858) 436-0414 pacsunmortgage.com

Solana Beach home buyers and refinancing homeowners can work with local mortgage lenders to secure financing for their property. California law requires lenders to provide a Loan Estimate within three business days of application. Lenders in Solana Beach offer conventional, FHA, VA, and jumbo loans to meet diverse needs.

What Does a Mortgage Lender in Solana Beach Cost?

Typical costs for a mortgage lender in California include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Solana Beach?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders may also require a property appraisal and proof of homeowners insurance.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. Delays can occur if appraisal or title issues arise. Your lender will provide a closing timeline in the Loan Estimate.
Are there California specific mortgage rules I should know?
Yes. California requires lenders to be licensed under the California Department of Financial Protection and Innovation. The state also limits prepayment penalties and requires full disclosure of fees under the California Financing Law.

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