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Browse mortgage lenders serving Stockton, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Stockton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Stockton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley Mortgage Group - Daniel A. Sosa
5713 N Pershing Ave Suite D2, Stockton, CA 95207
2093534657
loanDepot
3555 Deer Park Dr #100, Stockton, CA 95219
2093237900
Mission San Jose Mortgage
2111 W March Ln # B200, Stockton, CA 95207
8888487199
Kristina Hernandez at Homeowners Financial Group USA, LLC
5250 Claremont Ave # 105, Stockton, CA 95207
2095188277
Esmeralda Velasco - Sr. Mortgage Advisor
1024 W Robinhood Dr #6, Stockton, CA 95207
2096147271
Answer Home Lending
1833 W March Ln #2, Stockton, CA 95207
2099572655
Ralph Gresham | Branch Manager | Primary Residential Mortgage, Inc.
2027 Grand Canal Blvd suite 32, Stockton, CA 95207
Mortgage lenders in Stockton, California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide a Loan Estimate within three business days of receiving a completed application. Stockton borrowers can work with local lenders who understand the San Joaquin County real estate market and California specific regulations like the Homeowner Bill of Rights.
What Does a Mortgage Lender in Stockton Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs ranging from 1,000 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Stockton?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. California lenders also require a signed application and authorization to check your credit report.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances, which adds time to the timeline.
Are there down payment assistance programs for Stockton home buyers?
Yes, California offers programs like the CalHFA MyHome assistance loan for eligible buyers. Stockton residents may also qualify for local grants or deferred payment loans through the city or county housing authority.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.