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Mortgage Lenders in Sunnyvale, CA

Looking for a mortgage lender in Sunnyvale? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Sunnyvale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage lenders in Sunnyvale, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Googain
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
(408) 212-8800 googain.com
Hong Hu, Senior Loan Consultant & Associate Broker
1288 Kifer Rd, Sunnyvale, CA 94086
(408) 781-5509 hongopensesame.com
Nathalie B Vuong - 459844 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
(408) 426-1007 homeloans.wellsfargo.com
Jasmine Lin Real Estate and Mortgage
1288 Kifer Rd STE 205, Sunnyvale, CA 94086
(408) 599-1279
Lillian Luo, Mortgage Consultant
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
(408) 899-9777 lillianmortgage.com
Cipi Jain - 463355 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
(510) 917-0144 homeloans.wellsfargo.com
Mobile Home Mortgages
1270 Lawrence Station Rd suite c, Sunnyvale, CA 94089
(408) 541-1300 mhmortgages.com
Sarah Sun - 1633551 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
(408) 332-6066 homeloans.wellsfargo.com
Yvonne Pham
205 S Mathilda Ave, Sunnyvale, CA 94086
(650) 474-9256 bbvacompass.com
Steve Chen - 714948 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
(408) 805-1888 homeloans.wellsfargo.com
Invest Zone Home Loan - Albert Lee
830 Stewart Dr #211, Sunnyvale, CA 94085
(415) 269-3800
Chase Mortgage
791 E El Camino Real, Sunnyvale, CA 94087
(408) 522-5060 chase.com

Mortgage lenders in Sunnyvale California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide clear disclosures under the California Financing Law and the Truth in Lending Act. Local lenders understand the competitive Silicon Valley housing market and can guide you through loan options for single-family homes and condos.

What Does a Mortgage Lender in Sunnyvale Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance fees of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sunnyvale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of assets and a credit report.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period for refinances under the Truth in Lending Act.
Are there special loan programs for California homebuyers?
Yes, California offers programs like the CalHFA loan for first-time buyers with low down payment options. Local lenders in Sunnyvale can explain eligibility for these state-specific programs.

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