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Mortgage Lenders in Vacaville, CA

Compare mortgage lenders in Vacaville. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Vacaville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Vacaville, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solano Mortgage
785 Alamo Dr #120, Vacaville, CA 95688
7074494777
Debbie Sundlie
401 Davis St Suite B, Vacaville, CA 95687
5106977448
Mason-McDuffie Mortgage Corporation
401 Davis St Suite B, Vacaville, CA 95688
7075643159
Dream Team Lending - Loli & Alix
338 Cernon St, Vacaville, CA 95688
7076312070
Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
7072426336
Your Lending Team - Stephanie Ham - Kappel Mortgage Group
233 Dobbins St Suite A, Vacaville, CA 95688
7076886241
Guild Mortgage - Kristina Bailey
506 Merchant St Suite A, Vacaville, CA 95688
7077611319
Ed Nakamura, Finance of America Mortgage
630 Davis St Suite 200, Vacaville, CA 95688
5304000860
Wendi Lucas, Pacific Community Lender, Inc
190 S Orchard Ave ste b-115, Vacaville, CA 95688
7074264662
Tom McGuire at KCM Home Loans
536 Davis St, Vacaville, CA 95688
7076852382
Pacific Community Lender, Inc. Nmls#1322440
190 S Orchard Ave, Vacaville, CA 95688
7074776687
Foundation Lending Partners
795 Alamo Dr, Vacaville, CA 95688
7076737888
Alterra Home Loans | Vacaville, CA
419 Mason St Suite 108, Vacaville, CA 95688
8778454805
Guild Mortgage - Bianca Velasco
506 Merchant St Suite A, Vacaville, CA 95688
9252858091
Guild Mortgage - Kellie Wegner
506 Merchant St Suite A, Vacaville, CA 95688
7076249221
Tonda Herndon at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7076156635
Holly McAndrews at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7075922163
Citizens Financial
406 Main St suite e, Vacaville, CA 95688
7078006047
Jonathan Ray
190 S Orchard Ave Suite B 115, Vacaville, CA 95688
7077184104
Downtown Lending Group
707 Merchant St, Vacaville, CA 95688
7076895833

Vacaville home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of receiving a loan application. Local lenders in Vacaville understand the Solano County real estate market and can guide you through the process.

What Does a Mortgage Lender in Vacaville Cost?

Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $500 to $800, and title insurance of $1,000 to $2,500. Closing costs in Vacaville usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Vacaville?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders may also ask for W-2 forms or proof of assets. Having these ready can speed up the application process.
How long does it take to close on a mortgage in California?
The average time to close a mortgage in California is 30 to 45 days. This timeline can vary based on loan type and lender workload. California law requires a three-day right of rescission for refinances.