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Mortgage Lenders in Yuba City, CA

Browse mortgage lenders serving Yuba City, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Yuba City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Yuba City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Mortgage
1289 Lincoln Rd, Yuba City, CA 95991
(530) 674-0141 unitedrem.com
Jeremy Kurtz Lending Team
1650 Sierra Ave #202, Yuba City, CA 95993
(530) 415-1149 jeremykurtzmortgage.com
Joey Mejia - Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
(530) 855-5626 legacylendingwholesale.com
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
472 Century Park Dr Ste 200, Yuba City, CA 95991
(530) 415-3004 benthehomeloanguru.com
Guild Mortgage - Cameron Elkins
1557 Starr Dr Suite D, Yuba City, CA 95993
(530) 301-5448 branches.guildmortgage.com
Burns Lending Team - West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
(530) 693-1155 burnslendingteam.com
Peak Residential Lending - Charly Bates Home Loans
1210 Stabler Ln, Yuba City, CA 95993
(530) 218-8307 charlybateshomeloans.com
Lori Heikens Team | Neo Home Loans - Yuba City | NMLS 217186
718 Bridge St Unit B, Yuba City, CA 95991
(530) 763-6600 theheikensteam.com
Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
(530) 855-5626 legacylending.loans
Guild Mortgage Company
1557 Starr Dr Suite D, Yuba City, CA 95993
(530) 216-1101 branches.guildmortgage.com
Stanford Mortgage
5772, 415 Century Park Dr # D, Yuba City, CA 95991
(530) 671-8144
Alisha Benge - Loan Officer #1571534 - Xpert Home Lending Inc.
770 N Walton Ave #500, Yuba City, CA 95993
(530) 933-8254
American Pacific Mortgage (NMLS #300767)
855 Harter Pkwy STE 230, Yuba City, CA 95993
(530) 755-0890
West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
(530) 415-5186 westshoremortgageyc.com
Kim Ashburn, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
(530) 671-8144 stanfordloans.com
LEGACY LENDING - Willie Willis Home Loans
770 N Walton Ave #500, Yuba City, CA 95993
(530) 701-2221 legacylendingwholesale.com
Caleb Kurtz - Guild Mortgage
1650 Sierra Ave #202, Yuba City, CA 95993
(530) 204-7814 branches.guildmortgage.com
Legacy Lending - Ed Bevacqua
770 N Walton Ave, Yuba City, CA 95993
(530) 682-7801 loansbyed.com
Jim Heberle, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
(530) 894-4590 stanfordloans.com
HomeTown Lenders YC
1210 Stabler Ln, Yuba City, CA 95993
(530) 671-4214

Mortgage lenders in Yuba City, California help homebuyers secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of loan costs within three business days of application. Local lenders understand the Sutter County real estate market and can guide you through state-specific escrow and disclosure requirements.

What Does a Mortgage Lender in Yuba City Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Yuba City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage loan in California?
The average closing time in California is 30 to 45 days. This includes processing, underwriting, and final approval. Delays can occur if additional documentation is required.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates. Local lenders in Yuba City can help you apply for these state-sponsored loans if you qualify.

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