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Compare mortgage lenders in Yuba City. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Yuba City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Yuba City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Mortgage
1289 Lincoln Rd, Yuba City, CA 95991
5306740141
Jeremy Kurtz Lending Team
1650 Sierra Ave #202, Yuba City, CA 95993
5304151149
Joey Mejia - Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
472 Century Park Dr Ste 200, Yuba City, CA 95991
5304153004
Guild Mortgage - Cameron Elkins
1557 Starr Dr Suite D, Yuba City, CA 95993
5303015448
Burns Lending Team - West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5306931155
Peak Residential Lending - Charly Bates Home Loans
1210 Stabler Ln, Yuba City, CA 95993
5302188307
Lori Heikens Team | Neo Home Loans - Yuba City | NMLS 217186
718 Bridge St Unit B, Yuba City, CA 95991
5307636600
Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Guild Mortgage Company
1557 Starr Dr Suite D, Yuba City, CA 95993
5302161101
Stanford Mortgage
5772, 415 Century Park Dr # D, Yuba City, CA 95991
5306718144
Alisha Benge - Loan Officer #1571534 - Xpert Home Lending Inc.
770 N Walton Ave #500, Yuba City, CA 95993
5309338254
American Pacific Mortgage (NMLS #300767)
855 Harter Pkwy STE 230, Yuba City, CA 95993
5307550890
West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5304155186
Kim Ashburn, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
5306718144
LEGACY LENDING - Willie Willis Home Loans
770 N Walton Ave #500, Yuba City, CA 95993
5307012221
Caleb Kurtz - Guild Mortgage
1650 Sierra Ave #202, Yuba City, CA 95993
5302047814
Legacy Lending - Ed Bevacqua
770 N Walton Ave, Yuba City, CA 95993
5306827801
Jim Heberle, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
5308944590
HomeTown Lenders YC
1210 Stabler Ln, Yuba City, CA 95993
5306714214
Mortgage lenders in Yuba City, California help homebuyers secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of loan costs within three business days of application. Local lenders understand the Sutter County real estate market and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Yuba City Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Yuba City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage loan in California?
The average closing time in California is 30 to 45 days. This includes processing, underwriting, and final approval. Delays can occur if additional documentation is required.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates. Local lenders in Yuba City can help you apply for these state-sponsored loans if you qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.