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Looking for a mortgage lender in Centennial? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Centennial, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 20 mortgage lenders in Centennial, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Centennial Colorado mortgage lenders help home buyers and homeowners secure financing for residential properties. Colorado law requires lenders to be licensed through the Division of Real Estate. Local lenders understand the Centennial market and can guide you through state specific disclosure requirements.
What Does a Mortgage Lender in Centennial Cost?
Typical costs for a mortgage in Centennial Colorado include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can range from 500 to 1,500 dollars. Colorado also charges a documentary fee of about 10 to 20 dollars and recording fees of 30 to 50 dollars. Closing costs generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Centennial?
You typically need pay stubs, tax returns, bank statements, and a government ID. Colorado lenders also require a signed disclosure form under state law. Your lender will provide a complete list based on your loan type.
How long does the mortgage process take in Colorado?
The process usually takes 30 to 45 days from application to closing. Colorado law requires a three day rescission period for refinances. Purchase loans may close faster if all conditions are met promptly.
Are there special mortgage programs for Colorado residents?
Yes, Colorado offers programs like the CHFA first mortgage and down payment assistance for qualified buyers. These programs have income limits and require a home buyer education class. Your lender can explain eligibility requirements.
Get matched with agents in Centennial who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Colorado.