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Find Mortgage Lenders Near You in Edgewater, CO

Directory of mortgage lenders in Edgewater, Colorado. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Edgewater, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 2 mortgage lenders in Edgewater, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bellco Credit Union
1931 Sheridan Blvd Unit G-1, Edgewater, CO 80214
8002355261
Chase Home Lending
1705 Sheridan Blvd, Edgewater, CO 80214
3032445162

Mortgage lenders in Edgewater Colorado help homebuyers and homeowners secure loans for purchasing or refinancing property. Colorado law requires lenders to be licensed through the state Division of Real Estate. Local lenders understand Edgewater market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Edgewater Cost?

Typical costs for a mortgage lender in Colorado include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Edgewater?
You typically need pay stubs tax returns bank statements and photo ID. Colorado lenders also require a valid state ID or drivers license. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Colorado?
Most mortgage processes in Colorado take 30 to 45 days from application to closing. Colorado law requires a three day rescission period for refinances. Purchase loans do not have a rescission period.
Are there first time home buyer programs in Edgewater Colorado?
Yes the Colorado Housing and Finance Authority offers down payment assistance and low interest loans for first time buyers. Edgewater residents may also qualify for local Jefferson County programs. Income limits and property price caps apply.