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Directory of mortgage lenders in Fruita, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Fruita, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 6 mortgage lenders in Fruita, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Town & Country Finance Corp.
122 E Aspen Ave, Fruita, CO 81521
9708584752
Grand Valley Bank
452 S Maple St, Fruita, CO 81521
9708587555
Alpine Bank
125 N Park Square, Fruita, CO 81521
9708587473
Kayla Peacock
122 E Aspen Ave, Fruita, CO 81521
9706941422
Grand Valley Home Loans
127 N Cherry St C, Fruita, CO 81521
9702509876
Chris Whitmire - Diamond Residential Mortgage Corporation
325 E Aspen Ave, Fruita, CO 81521
2629039233
A mortgage lender in Fruita Colorado helps you secure financing for a home purchase or refinance. Colorado law requires lenders to be licensed and follow specific disclosure rules. Local lenders understand the Fruita market and can guide you through the process from pre approval to closing.
What Does a Mortgage Lender in Fruita Cost?
Mortgage lender costs in Colorado include origination fees (usually 0.5 to 1 percent of the loan amount), appraisal fees around 500 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs typically range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fruita?
You typically need pay stubs, tax returns, bank statements, and identification. Colorado lenders also require a signed authorization to check your credit. Having these ready can speed up the application process.
How long does it take to close on a home loan in Colorado?
A typical mortgage closing in Colorado takes 30 to 45 days from application to funding. Delays can happen if appraisal or title work takes longer. Your lender will give you a timeline estimate at the start.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.