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Find Mortgage Lenders in Fruita, CO

Compare mortgage lenders in Fruita. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Fruita, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 6 mortgage lenders in Fruita, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Town & Country Finance Corp.
122 E Aspen Ave, Fruita, CO 81521
(970) 858-4752 tcfinance.net
Grand Valley Bank
452 S Maple St, Fruita, CO 81521
(970) 858-7555 grandvalleybank.com
Alpine Bank
125 N Park Square, Fruita, CO 81521
(970) 858-7473 alpinebank.com
Kayla Peacock
122 E Aspen Ave, Fruita, CO 81521
(970) 694-1422 app.tcfinance.net
Grand Valley Home Loans
127 N Cherry St C, Fruita, CO 81521
(970) 250-9876 grandvalley.mortgage
Chris Whitmire - Diamond Residential Mortgage Corporation
325 E Aspen Ave, Fruita, CO 81521
(262) 903-9233 diamondresidential.com

A mortgage lender in Fruita Colorado helps you secure financing for a home purchase or refinance. Colorado law requires lenders to be licensed and follow specific disclosure rules. Local lenders understand the Fruita market and can guide you through the process from pre approval to closing.

What Does a Mortgage Lender in Fruita Cost?

Mortgage lender costs in Colorado include origination fees (usually 0.5 to 1 percent of the loan amount), appraisal fees around 500 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs typically range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fruita?
You typically need pay stubs, tax returns, bank statements, and identification. Colorado lenders also require a signed authorization to check your credit. Having these ready can speed up the application process.
How long does it take to close on a home loan in Colorado?
A typical mortgage closing in Colorado takes 30 to 45 days from application to funding. Delays can happen if appraisal or title work takes longer. Your lender will give you a timeline estimate at the start.
Are there special mortgage programs for first time buyers in Colorado?
Yes, Colorado offers programs like CHFA loans with lower down payments and competitive rates. These are available through approved lenders in Fruita. Eligibility depends on income and purchase price limits.

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