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Find Mortgage Lenders Near You in Clearwater, FL

Compare mortgage lenders in Clearwater. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage lenders in Clearwater, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VanDyk Mortgage Corporation
13577 Feather Sound Dr # 100, Clearwater, FL 33762
(888) 572-7759 vandykfl.com
Katie Blake at Guaranteed Rate
2701 Sunset Point Rd, Clearwater, FL 33759
(727) 264-2075 katieblake.com
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
221 N Belcher Rd., Clearwater, FL 33765
(727) 797-0600 hamiltonhomemortgage.com
Clearwater Mortgage
823 Court St, Clearwater, FL 33756
(727) 259-2900 clearwatermortgage.com
Moneylink Mortgage, Inc.
1265 S Myrtle Ave, Clearwater, FL 33756
(727) 210-1440 moneylinkmortgage.com
The Mortgage Firm
2451 McMullen Booth Rd Ste. 306, Clearwater, FL 33759
(727) 466-4301 marcmoserlending.com
Mario Hart - American Home Lending USA
1474 El Tair Trail, Clearwater, FL 33765
(727) 400-3293 americanhomelendingusa.com
Superior Mortgage Solutions
4590 Ulmerton Rd #104, Clearwater, FL 33762
(727) 504-8628 superiormortgagesolutions.com
Fairway Independent Mortgage Corporation
600 Cleveland St Suite 328, Clearwater, FL 33755
(239) 778-1784 fairway.com
GoRascal
2454 McMullen Booth Rd Suite 716, Clearwater, FL 33759
(813) 820-0009 gorascal.com
Ruth Schoenherr, Mortgage Broker
1402 Sunset Dr, Clearwater, FL 33755
(727) 447-2418 clearwatermortgagebroker.net
Money Street Mortgage, LLC
29399 US Hwy 19 N STE 350, Clearwater, FL 33761
(727) 545-5626 moneystreetmortgage.com
Best Finance
600 Cleveland St Ste 248, Clearwater, FL 33755
(813) 582-7432 gobestfinance.com
SafePoint Mortgage
1727 Coachman Plaza Dr Suite 210, Clearwater, FL 33759
(727) 228-4545 safepointmortgage.com
Choice Real Estate Funding, LLC
551 S Duncan Ave, Clearwater, FL 33756
(727) 724-3800 marcballard.com
Sean Moore - VanDyk Mortgage Corporation
14141 46th St N STE 1201 Suite 1213, Clearwater, FL 33762
(727) 455-4768 seanmoore.vandykmortgage.com
Florida's Best Reverse Mortgage Company (Clearwater/St. Pete)
13575 58th St N Ste 108, Clearwater, FL 33760
(727) 828-6061 floridasbestreversemortgagecompany.com
Cindy Walker - VanDyk Mortgage Corporation
14141 46th St N #1213, Clearwater, FL 33762
(727) 460-3171 cindywalker.vandykmortgage.com
Christian Rodriguez- Home Choice Lending LLC- Clearwater, FL
5225 Tech Data Dr Suite 200: Office #2051, Clearwater, FL 33760
(603) 391-4803 homechoicelending.com
Embassy Mortgage Group, Inc
550 N Bayshore Blvd, Clearwater, FL 33759
(727) 669-5626 embassymortgage.com

A mortgage lender in Clearwater Florida can help you finance a home purchase or refinance an existing loan. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation and follow specific disclosure rules. Local lenders understand Clearwater market conditions and can guide you through the process.

What Does a Mortgage Lender in Clearwater Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 0.5 percent of the purchase price. Closing costs in Clearwater usually range from 2 percent to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Clearwater?
You will need proof of income, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances after closing documents are signed.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. These programs have income limits and require a credit score of at least 640.