Find Mortgage Lenders in Coral Gables, FL
Compare mortgage lenders in Coral Gables. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 18 mortgage lenders in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Coral Gables Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs usually total 2% to 5% of the purchase price. Florida also charges documentary stamp taxes on the note and mortgage. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Florida?
Mortgage lenders in Florida must be licensed by the Florida Office of Financial Regulation. They also need to register with the Nationwide Multistate Licensing System. This ensures they follow state laws and consumer protections.
How long does a mortgage loan take to close in Florida?
A typical mortgage loan in Florida closes in 30 to 45 days from application. Delays can happen if there are appraisal issues or title problems. Florida law requires a three day rescission period for refinances.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First Mortgage Loan. These provide down payment assistance and competitive rates for eligible buyers. Income and purchase price limits apply based on county.