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Compare Mortgage Lenders in Destin, FL

Browse mortgage lenders serving Destin, Florida. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 17 mortgage lenders in Destin, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeFi Digital Mortgage
4008 Legendary Dr #300A, Destin, FL 32541
(850) 424-7277 homefi.us
PrimeLending, A PlainsCapital Company - Emerald Coast
864 US-98 E Suite A-7, Destin, FL 32541
(850) 837-7360 lo.primelending.com
Anastasia Shellhouse
4300 Legendary Dr, Destin, FL 32541
(813) 255-7982 findyourshell.com
Sean Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
(877) 773-1226 ccm.com
Wendy Kotowske Seagle- Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
(850) 499-1336 wendyseaglehomeloans.com
Andy Vogel, Mortgage Lender
4008 Legendary Dr Suite 300, Destin, FL 32541
(302) 242-9966 homefi.my1003app.com
Jordyn Lally - Mortgage Lender & NC Realtor
4008 Legendary Dr Suite 300, Destin, FL 32541
(919) 628-6581 serealtyandloanco.com
Noah Donatelli - Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
(850) 822-0252
Alpine Premium Financing LLC
501 Harbor Blvd Ste C, Destin, FL 32541
(281) 824-2737 alpinepremiumfinancing.com
Tammy Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
(877) 773-1226 teamfrith.com
Lending The Coast - HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
(850) 218-4616 homefi.my1003app.com
Thom Arena HomeFI Mortgage
4008 Legendary Dr office 300g, Destin, FL 32541
(850) 865-8466 facebook.com
Bryan Crumpler, HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
(254) 432-9751 homefi.us
Erin Buck
4008 Legendary Dr Suite 300, Destin, FL 32541
(850) 974-2480 homefi.my1003app.com
Destin Mortgage | Fidelity Home Group
34990 Emerald Coast Pkwy suite 330, Destin, FL 32541
(850) 806-2375 destinflmortgage.com
Joshua Lowey
4008 Legendary Dr Suite 300, Destin, FL 32541
(850) 218-0980 homefi.us
Dawn Wimer
4008 Legendary Dr Suite 300, Destin, FL 32541
(678) 923-6886 homefi.my1003app.com

Mortgage lenders in Destin Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique real estate market in Destin including condos and vacation homes.

What Does a Mortgage Lender in Destin Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 0.5 percent of the purchase price. Closing costs in Destin generally total 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Destin?
You typically need pay stubs tax returns bank statements and photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. Local lenders in Destin can help you qualify for these state specific programs.