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Compare Mortgage Lenders in Edgewater, FL

Directory of mortgage lenders in Edgewater, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Edgewater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 mortgage lenders in Edgewater, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Liberty Home Mortgage
602 Indian River Blvd W, Edgewater, FL 32132
(330) 256-2255
Regions Mortgage
1309 S Ridgewood Ave, Edgewater, FL 32132
(800) 986-2462 mymortgage.regionsmortgage.com
Private Investor Mortgage
1001 S Ridgewood Ave, Edgewater, FL 32132
(386) 315-0484

Mortgage lenders in Edgewater Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Office of Financial Regulation and follow specific disclosure rules. Local lenders understand the Edgewater real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Edgewater Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. These costs can vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Edgewater Florida?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search. Requirements vary by loan type and lender.
How long does mortgage approval take in Florida?
The mortgage approval process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day rescission period after signing loan documents. Delays can occur if additional documentation is needed.
Are there Florida specific mortgage programs for first time home buyers?
Yes, Florida offers the Florida First program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates for qualified first time buyers. Local lenders in Edgewater can help you apply.