Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 15 mortgage lenders in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Strausburg - 8 Flags Home Loans LLC NMLS 2406016
1901 Island Walkway #112, Fernandina Beach, FL 32034
9047894880
Gateway Mortgage - Fernandina Mortgage with Paul
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
Capital City Home Loans
1884 S 14th St, Fernandina Beach, FL 32034
9043014492
John Adams - VA & Renovation mortgage loan Specialist - #442266
3 S 2nd St, Fernandina Beach, FL 32034
9046395571
loanDepot
4800 1st Coast Hwy #60, Fernandina Beach, FL 32034
9046395571
Dave Mumbauer Loan Officer iMath Group with Cornerstone First Mortgage
501 Centre St Suite 123, Fernandina Beach, FL 32034
9045836901
Elaine Ritter
1333 Atlantic Ave, Fernandina Beach, FL 32034
9045761672
CrossView Mortgage
1901 Island Walkway, Fernandina Beach, FL 32034
9043259008
Ruben Perez at Loan Depot
3 S 2nd St, Fernandina Beach, FL 32034
3107210079
Union Home Mortgage
501 Centre St Suite #125, Fernandina Beach, FL 32034
9046183117
Cherry Creek Mortgage - Vincent Ortiz
2382 Sadler Rd Office 4, Fernandina Beach, FL 32034
4076259093
Paul Moerman
3 S 2nd St, Fernandina Beach, FL 32034
9049905075
Atlantic Mortgage Consultants
1601 Nectarine St APT H7, Fernandina Beach, FL 32034
9042060189
Bank of America Home Mortgage
1830 S 8th St, Fernandina Beach, FL 32034
9044913371
Paul Moerman - Gateway Mortgage
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
What Does a Mortgage Lender in Fernandina Beach Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees from 400 to 700 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Florida also charges documentary stamp taxes on mortgages at 35 cents per 100 dollars of the loan amount. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Fernandina Beach?
You typically need proof of income tax returns bank statements and identification. Florida lenders also require a property appraisal and title search. Each lender may ask for additional documents based on your loan type.
How long does mortgage approval take in Fernandina Beach Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows for a three day rescission period on refinances under the Truth in Lending Act. Delays can happen if property issues or appraisal problems arise.