Find Mortgage Lenders Near You in Fort Lauderdale, FL
Directory of mortgage lenders in Fort Lauderdale, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage lenders in Fort Lauderdale, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Fort Lauderdale Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in Fort Lauderdale often total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fort Lauderdale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Florida lenders may also require proof of homeowners insurance and flood insurance for properties in designated flood zones.
How long does the mortgage approval process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First mortgage with down payment assistance. These programs have income limits and require completion of a home buyer education course.