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Mortgage Lenders in Jacksonville Beach, FL

Compare mortgage lenders in Jacksonville Beach. Review contact information and insurance categorys before you decide.

13 agents listed
Updated June 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 13 mortgage lenders in Jacksonville Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
(844) 202-8124 future.loans
Texana Bank Mortgage
1114 Beach Blvd, Jacksonville Beach, FL 32250
(904) 992-1000 texanajax.com
Grid Mortgage
11 San Pablo Cir N, Jacksonville Beach, FL 32250
(904) 228-4917 gridmortgages.com
Catherine Barker NMLS 2137779
1547 The Greens Way Ste 1, Jacksonville Beach, FL 32250
(904) 806-3677 firstcoastmortgagefunding.com
Homebound Mortgage
2029 3rd St N, Jacksonville Beach, FL 32250
(904) 222-1397 homeboundmtg.com
Tyler Tatum - Movement Mortgage NMLS 791352
333 1st St N #310, Jacksonville Beach, FL 32250
(404) 751-8463 movement.com
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
(518) 368-0090 promisemtg.com
Freeman Douglas Corporation
1548 The Greens Way #4, Jacksonville Beach, FL 32250
(904) 517-4049 freemandouglas.com
Travis Gibbon - Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
(904) 424-5328 movement.com
Luna Mortgage
415 3rd St S, Jacksonville Beach, FL 32250
(904) 758-8524 lunamortgagegroup.com
Stone Team Mortgages - Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
(870) 830-3999 movement.com
North Florida Mortgage Brokers
380 13th Ave N, Jacksonville Beach, FL 32250
(904) 755-0307 northfloridamortgagebrokers.com
Jordan Boyack - Mortgage Broker - Luna Mortgage
415 3rd St S, Jacksonville Beach, FL 32250
(904) 614-3598 lunamortgagegroup.com

Mortgage lenders in Jacksonville Beach Florida help buyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local lenders understand the unique insurance and flood zone requirements for coastal Duval County properties.

What Does a Mortgage Lender in Jacksonville Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 0.5 percent of the purchase price. Closing costs in Duval County often total 2 to 5 percent of the loan amount. Costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Jacksonville Beach?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance including flood insurance if the property is in a designated flood zone.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three business day rescission period after signing for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First mortgage with down payment assistance. Local Jacksonville Beach lenders can help you apply for these state sponsored loans.