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Mortgage Lenders in Lakeland, FL

Compare mortgage lenders in Lakeland. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage lenders in Lakeland, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Compass Mortgage LLC
705 E Orange St, Lakeland, FL 33801
(863) 802-1242 compassmortgagellc.com
Neighborhood Loans – Lakeland
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024 homeloankeys.com
The Candice Clark Team at Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 512-3999 neighborhoodloans.com
Central Lending
401 Florida Ave S, Lakeland, FL 33801
(863) 276-1220 centrallending.com
The Charles Garneau Team - Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024 neighborhoodloans.com
Guild Mortgage - Dawn R Broccard
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 640-7676 branches.guildmortgage.com
American Liberty Mortgage - Lakeland, Florida
402 S Kentucky Ave #310, Lakeland, FL 33801
(863) 940-3488 almlakeland.com
Loantrust Mortgage Inc
1258 Scottsland Dr, Lakeland, FL 33813
(863) 409-4560 loantrustmortgage.com
Amerant Mortgage
226 N Kentucky Ave, Lakeland, FL 33801
(844) 200-8638 amerantmortgage.com
Brad Edmondson at CrossCountry Mortgage
1031 E County Rd 540A, Lakeland, FL 33813
(863) 877-3341 crosscountrymortgage.com
Roshel Corcoran Mortgage Team - Stockton Mortgage Company
5137 S Lakeland Dr #2, Lakeland, FL 33813
(863) 213-0168 applywithroshel.com
The Kevin Dame Team at Legacy Mutual Mortgage
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 940-3491
Guild Mortgage Company
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 225-8240 branches.guildmortgage.com
Tim Hutchins at Legacy Mutual Mortgage NMLS #1531928
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 205-9626 portal.neighborhoodloans.com
Simple Lending Mortgage LLC
211 E Main St #438, Lakeland, FL 33801
(800) 484-9355 simplelendingmortgage.com
Florida Mortgage Pros LLC
2031 E Edgewood Dr #3, Lakeland, FL 33803
(863) 353-2712 flmortgagepros.com
Hometown Lenders, Inc.
2232 Heritage Dr, Lakeland, FL 33801
(863) 529-5830
Legacy Mutual Mortgage - Amber Rodriguez
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 242-8771 neighborhoodloans.com
Collin Parody, Movement Mortgage
1102 Florida Ave S ste 106, Lakeland, FL 33803
(315) 778-3737 movement.com
Monica Young: Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 701-6759 neighborhoodloans.com

Mortgage lenders in Lakeland Florida help homebuyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Lakeland real estate market and can guide you through the state specific closing process.

What Does a Mortgage Lender in Lakeland Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Florida usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lakeland Florida?
You typically need pay stubs, tax returns, bank statements, and photo identification. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The average mortgage process in Florida takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there Florida specific mortgage programs available?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First and Florida HFA Preferred for first time buyers. These programs provide down payment assistance and competitive interest rates for qualified borrowers.