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Mortgage Lenders in New Smyrna Beach, FL

Compare mortgage lenders in New Smyrna Beach. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
New Smyrna Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 16 mortgage lenders in New Smyrna Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Sally Vance
207 Live Oak St, New Smyrna Beach, FL 32168
(386) 478-4811 branches.guildmortgage.com
Mallorie Butler - NMLS# 1904272
212 Palmetto St, New Smyrna Beach, FL 32168
(574) 274-5969 cmghomeloans.com
Emily Tolbert United Community Mortgage, LLC
435 Canal St #206, New Smyrna Beach, FL 32168
(386) 785-7719 ucmtg.com
HMA Mortgage
315 Live Oak St, New Smyrna Beach, FL 32168
(386) 427-3445 hmamortgage.com
Debora L Crane | Fairway Independent Mortgage Corporation Reverse Mortgage Specialist
435 Canal St Suite 200 & 201, New Smyrna Beach, FL 32168
(386) 690-7278
Lori Young at CrossCountry Mortgage
318 Palmetto St, New Smyrna Beach, FL 32168
(614) 477-9110 ccm.com
Guild Mortgage - Logan Roche
207 Live Oak St, New Smyrna Beach, FL 32168
(407) 564-1870 branches.guildmortgage.com
Certified Mortgage Planners, New Smyrna Beach
435 Canal St ste 207, New Smyrna Beach, FL 32168
(407) 466-9664 cmpfl.com
Karla Prats - CrossCountry Mortgage
207 Live Oak St, New Smyrna Beach, FL 32168
(773) 577-0899
Acrisure Mortgage, LLC
3502 S Atlantic Ave, New Smyrna Beach, FL 32169
(866) 413-2563 acrisuremortgage.com
Kim Kerns at CrossCountry Mortgage
318 Palmetto St, New Smyrna Beach, FL 32168
(407) 551-9044
Artie Mitchell - Mortgage Loan Officer
1811 FL-44, New Smyrna Beach, FL 32168
(914) 262-6601 td.com
Chase Home Lending
725 E 3rd Ave, New Smyrna Beach, FL 32169
(909) 633-9110 homelendingadvisor.chase.com
Gina Brookshire - TD Bank Mortgage Loan Officer
1811 FL-44, New Smyrna Beach, FL 32168
(407) 622-3584 tdbank.com
Guild Mortgage Company
207 Live Oak St, New Smyrna Beach, FL 32168
(386) 478-4811 branches.guildmortgage.com
Donna Snow - Regions Mortgage Loan Officer
900 N Dixie Fwy, New Smyrna Beach, FL 32168
(386) 214-9720 regions.com

Mortgage lenders in New Smyrna Beach Florida help homebuyers and homeowners secure financing for purchases or refinancing. Florida law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market along the Volusia County coast.

What Does a Mortgage Lender in New Smyrna Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. These amounts can vary based on loan size and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in New Smyrna Beach?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and employment status.
How long does it take to close a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days. Florida law does not set a specific time limit, but most lenders aim for this window. Delays can happen if appraisals or title work take longer.