Find Mortgage Lenders Near You in Palm Coast, FL
Directory of mortgage lenders in Palm Coast, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 15 mortgage lenders in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Palm Coast Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Palm Coast generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Palm Coast?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Florida?
A typical mortgage closing in Florida takes 30 to 45 days. Florida law requires a 3-day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Florida first-time buyers?
Yes, the Florida Housing Finance Corporation offers down payment assistance and favorable loan terms for first-time buyers. Eligibility depends on income and purchase price limits.