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Looking for a mortgage lender in Punta Gorda? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage lenders in Punta Gorda, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Crews Bank & Trust
2331 S Tamiami Trl, Punta Gorda, FL 33950
9416392511
Suncoast One Title & Closings
103 W Marion Ave Suite 111, Punta Gorda, FL 33950
9412052270
MortgageRight of Punta Gorda
2825 S Tamiami Trl b2, Punta Gorda, FL 33950
9412052500
SimpliFi Home Loans Punta Gorda
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
The Mortgage Firm - Toby Lynn
308 Sullivan St, Punta Gorda, FL 33950
9416218498
Northeast Financial
42881 Lake Babcock Dr Suite 200, Punta Gorda, FL 33982
2394455662
BayPort Lending
265 E Marion Ave unit 116, Punta Gorda, FL 33950
9415848724
C2 Financial Home Loans - Jamal Hishmeh, Senior Loan Advisor
318 S Tamiami Trl #121, Punta Gorda, FL 33950
9412047542
Rodney Massie - NMLS ID 134751 - SimpliFi Home Loans
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
Quick Finance Group
256 E Olympia Ave, Punta Gorda, FL 33950
2394945537
Haley Pietraniec - SWFL Mortgage Loan Originator - Novus Home Mortgage
425 Cross St unit 116, Punta Gorda, FL 33950
9412015847
Paramount Residential Mortgage Group - PRMG Inc.
309 S Tamiami Trl Suite 3, Punta Gorda, FL 33950
8887764955
Finance of America Mortgage LLC
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
Beth Apice - Truist Mortgage Loan Officer
2390 S Tamiami Trl, Punta Gorda, FL 33950
9414569868
Mortgage lenders in Punta Gorda Florida help home buyers and homeowners secure loans for purchase or refinance. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique property market in Charlotte County including flood zone requirements and homestead exemption rules.
What Does a Mortgage Lender in Punta Gorda Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. These fees often total 2 to 5 percent of the purchase price. For a 300000 dollar home closing costs may range from 6000 to 15000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license is required for a mortgage lender in Punta Gorda Florida?
Mortgage loan originators must hold a valid license from the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. They also must register with the Nationwide Multistate Licensing System.
How long does a typical mortgage approval take in Florida?
A standard mortgage approval in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property is in a flood zone or if title issues arise.
What down payment options are available for Florida home buyers?
Florida offers several down payment assistance programs through the Florida Housing Finance Corporation. Eligible buyers may receive up to 5 percent of the loan amount for closing costs or a down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.