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Find Mortgage Lenders in St Pete Beach, FL

Looking for a mortgage lender in St Pete Beach? Review the directory below to compare your options.

3 agents listed
Updated June 2026
St Pete Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 mortgage lenders in St Pete Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cindy Hunt at Guaranteed Rate Affinity (NMLS #368336)
6505 Gulf Blvd, St Pete Beach, FL 33706
(727) 424-6858 grarate.com
Kim Harestad - VanDyk Mortgage Corporation
5801 Gulf Blvd, St Pete Beach, FL 33706
(727) 458-2821 kimharestad.vandykmortgage.com
Vault Mortgage - Florida
104-B 8th Ave, St Pete Beach, FL 33706
(941) 920-1186 vaultmortgage.us

Mortgage lenders in St Pete Beach Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique St Pete Beach real estate market and can guide you through the loan process.

What Does a Mortgage Lender in St Pete Beach Cost?

Typical mortgage lender costs in Florida include origination fees of 0.5 to 1 percent of the loan amount and third party fees for appraisal title and credit report. These fees often total 2 to 5 percent of the loan amount. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage lender in St Pete Beach?
A mortgage lender is a company or individual that provides funds for a home loan. In Florida lenders must follow state regulations and provide a Loan Estimate within three business days of your application.
What documents do I need for a mortgage in Florida?
You typically need proof of income tax returns bank statements and identification. Florida law also requires a property appraisal and title search before closing.
How long does a mortgage closing take in Florida?
A standard mortgage closing in Florida takes 30 to 45 days from application. Florida law requires a three day right of rescission for refinances but not for purchase loans.