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Browse mortgage lenders serving Valrico, Florida. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Valrico, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 mortgage lenders in Valrico, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Neill Mortgage Broker NMLS #1064583
4934 Willow Ridge Terrace, Valrico, FL 33596
8138928666
Tony Recupero | Freedom First Mortgage Group
916 Innergary Pl, Valrico, FL 33594
8133263331
Royal & Co Mortgage Corp.
3821 Buckingham Loop Dr, Valrico, FL 33594
8136576900
Preferred Lending Services, LLC
3228 Lithia Pinecrest Rd #102, Valrico, FL 33594
8779106718
Manny Lindo- Responsive Mortgage, a division of Gold Star Mortgage Financial Group
3660 Erindale Dr, Valrico, FL 33596
8133597196
CrossCountry Mortgage, LLC
2350 FL-60 Office #43, Valrico, FL 33594
8134804747
Chase Home Lending
1885 FL-60, Valrico, FL 33594
7172654141
Union Home Mortgage
2350 FL-60, Valrico, FL 33594
6312528500
Chase Home Lending
3414 Lithia Pinecrest Rd, Valrico, FL 33596
6467215681
Geneva Boyles at CrossCountry Mortgage
2350 FL-60 Office #43, Valrico, FL 33594
8777731226
Mortgage lenders in Valrico Florida help home buyers and homeowners secure loans for purchasing or refinancing property. Florida law requires lenders to be licensed through the Office of Financial Regulation and follow specific disclosure rules. Local lenders understand the Valrico market and can guide you through the state specific closing process.
What Does a Mortgage Lender in Valrico Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. These amounts vary based on loan size, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Valrico Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Florida lenders also require a property appraisal and title search. Requirements vary by loan type and lender.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day right of rescission for refinances. Delays can happen if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.