Find Mortgage Lenders in West Palm Beach, FL
Looking for a mortgage lender in West Palm Beach? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 17 mortgage lenders in West Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in West Palm Beach Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1.5 percent of the loan amount and appraisal fees from 400 to 700 dollars. Closing costs in West Palm Beach often range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Florida?
A mortgage lender in Florida must hold a license from the Office of Financial Regulation under Chapter 494 Florida Statutes. Loan originators must also be individually licensed and pass a background check.
How long does a Florida mortgage pre approval last?
A mortgage pre approval in Florida typically lasts 60 to 90 days. Lenders may require updated documents if the pre approval expires before closing.
What documents do I need for a mortgage in West Palm Beach?
You will need pay stubs, tax returns, bank statements, and a valid photo ID. Florida lenders may also ask for proof of homeowners insurance and flood insurance if the property is in a flood zone.