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Compare mortgage lenders in Champaign. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Champaign, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 mortgage lenders in Champaign, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2001 Round Barn Rd Suite A, Champaign, IL 61821
2173592274
Midwest Mortgage Group powered by Flat Branch Home Loans
301 N Neil St #105, Champaign, IL 61820
2173830835
New American Funding - David Nelson
3402 Mission Dr Suite 104, Champaign, IL 61822
3093688175
PrimeLending, A PlainsCapital Company - Champaign
2009 Fox Dr Suite A, Champaign, IL 61820
2173553800
Mariner Finance
511 W Town Center Blvd, Champaign, IL 61822
2178660156
Aaron Gallagher NMLS #1943805 - INB Bank
217 S Neil St Suite C, Champaign, IL 61820
2175304354
New American Funding - Karen Rodriguez 217
3402 Mission Dr Suite 104, Champaign, IL 61822
8156228508
Michelle Mott - 217 Mortgage Powered by New American Funding
Mortgage lenders in Champaign Illinois help home buyers and homeowners secure financing for property purchases or refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders understand the Champaign real estate market and can guide you through loan options like conventional FHA or VA loans.
What Does a Mortgage Lender in Champaign Cost?
Typical costs for a mortgage in Champaign Illinois include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Illinois also charges a mortgage recording fee of about $0.50 per $100 of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Champaign Illinois?
You typically need pay stubs tax returns bank statements and photo ID. Illinois lenders also require a valid Social Security number or ITIN. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Champaign?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a 3-day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there first-time home buyer programs in Champaign Illinois?
Yes the Illinois Housing Development Authority offers down payment assistance and lower interest rates for first-time buyers. Champaign County also has local grants for eligible buyers. Check with your lender for current program availability.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.