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Compare Mortgage Lenders in Chicago Heights, IL

Compare mortgage lenders in Chicago Heights. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Chicago Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 3 mortgage lenders in Chicago Heights, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phillip Halm Crossover Financial
448 Dixie Hwy, Chicago Heights, IL 60411
(708) 692-4488 philliphalmloans.com
Ryan Rees - Mortgage Loan Originator
448 Dixie Hwy, Chicago Heights, IL 60411
(708) 295-0880
US Bank Mortgage
288 W Normandy Dr, Chicago Heights, IL 60411
(800) 872-2657 mortgage.usbank.com

What Does a Mortgage Lender in Chicago Heights Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Illinois generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chicago Heights?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Illinois lenders also require proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take in Illinois?
The average mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive your Closing Disclosure before you can close.
What are the property tax considerations for Chicago Heights home loans?
Chicago Heights property taxes are based on Cook County assessed values. Lenders will include estimated property taxes in your monthly payment through an escrow account as required by many Illinois loan programs.

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