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Directory of mortgage lenders in Chillicothe, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Chillicothe, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage lenders in Chillicothe, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Better Banks
900 N 4th St, Chillicothe, IL 61523
3092721000
Cam Parr - COUNTRY Financial Representative
421 N 4th St, Chillicothe, IL 61523
3092748813
Turner-Hicks Agency, Inc.
226 N 4th St Ste A, Chillicothe, IL 61523
3092746221
CEFCU Member Center
110 S 4th St, Chillicothe, IL 61523
3092749057
Chillicothe is a village in Peoria County along the Illinois River. Mortgage lenders in this area can help you with conventional loans FHA loans and USDA loans which are popular in rural parts of Illinois. Illinois law requires lenders to provide a Loan Estimate within three business days of your application.
What Does a Mortgage Lender in Chillicothe Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. For a 200000 dollar home these fees might total 3000 to 6000 dollars. Closing costs in Illinois average 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of home loans are available in Chillicothe Illinois?
Common loan types include conventional loans FHA loans VA loans and USDA loans. USDA loans are often used in rural areas like parts of Peoria County. Each loan has different down payment and credit score requirements.
Do I need a mortgage pre approval before house hunting in Chillicothe?
Yes pre approval is strongly recommended in the Chillicothe market. It shows sellers you are a serious buyer and helps you know your budget. Many local lenders can complete a pre approval in one business day.
What documents do Illinois lenders require for a mortgage application?
Lenders typically ask for recent pay stubs W 2 forms tax returns bank statements and a photo ID. Self employed borrowers may need additional profit and loss statements. Illinois law allows lenders to request these documents under the Illinois Residential Mortgage License Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.