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Compare mortgage lenders in Decatur. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 18 mortgage lenders in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
4839 US-36, Decatur, IL 62521
2178757885
World Finance
2605 N Water St Ste 104, Decatur, IL 62526
2178751145
Heights Finance
707 W Pershing Rd, Decatur, IL 62526
2178755100
Mariner Finance
4284 Prospect Dr, Decatur, IL 62526
2178761500
Central Illinois Title Co
602 E William St, Decatur, IL 62523
2174221719
OneMain Financial
3170 N Water St, Decatur, IL 62526
2178753425
Busey Bank
130 N Water St, Decatur, IL 62523
2174241111
Hickory Point Bank & Trust
225 N Water St, Decatur, IL 62523
2178726375
First National Bank Of Decatur
1688 S Baltimore Ave, Decatur, IL 62521
2175427500
Stacey Mooney - Mortgage Banker - Heartland Bank
303 N Main St, Decatur, IL 62522
2173291603
Farm Credit Illinois
2415 W Mound Rd, Decatur, IL 62526
2178773141
Jennifer M Swinger - Regions Mortgage Loan Officer
350 N Water St, Decatur, IL 62523
2173693959
PNC Mortgage
2965 N Water St, Decatur, IL 62526
2174242201
Hard Money Lenders Decatur IL
151 E Decatur St, Decatur, IL 62521
2162304164
Mortgage Services III LLC
5130 Hickory Point Frontage Rd, Decatur, IL 62526
2176154960
Regions Mortgage
333 E Pershing Rd, Decatur, IL 62526
8007344667
Regions Mortgage
2360 Mount Zion Rd, Decatur, IL 62521
8003256000
Small Business Lender Decatur IL
985 W Pershing Rd, Decatur, IL 62526
2172902631
Mortgage lenders in Decatur, Illinois help homebuyers secure loans to purchase or refinance residential property. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders are familiar with Macon County property values and can guide you through the Illinois-specific closing process.
What Does a Mortgage Lender in Decatur Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 500 to 1,500 dollars. Closing costs in Illinois generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Decatur Illinois?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Illinois also offers the Illinois Housing Development Authority (IHDA) programs for first-time homebuyers with down payment assistance.
How long does the mortgage process take in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for refinances, which can add time.
What documents do I need to apply for a mortgage in Decatur?
You will need proof of income, tax returns for two years, bank statements, photo ID, and details on your debts and assets. Illinois lenders may also require a property appraisal and title search specific to Macon County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.