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Compare mortgage lenders in Rock Island. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 mortgage lenders in Rock Island, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cissi Leinonen - Rate Mortgage
3514 46th Ave, Rock Island, IL 61201
3099122507
Tower Loan
4657 44th St, Rock Island, IL 61201
3096444987
OneMain Financial
4030 46th Ave, Rock Island, IL 61201
3097889327
loanDepot
100 19th St #103, Rock Island, IL 61201
3092409750
American Bank and Trust Company, N.A.
3730 18th Ave, Rock Island, IL 61201
8773925132
American Bank and Trust Company, N.A.
1600 5th Ave, Rock Island, IL 61201
8773925132
The Wild Group at Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097816274
US Bank Mortgage
230 18th St, Rock Island, IL 61201
8008722657
Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097402503
U.S. Bank-Thomas Doty-Mortgage Loan Officer
230 18th St, Rock Island, IL 61201
5633441412
US Bank Mortgage
3411 18th Ave, Rock Island, IL 61201
8008722657
Mortgage lenders in Rock Island Illinois help home buyers and homeowners secure financing for home purchases and refinancing. Illinois law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Quad Cities real estate market and can guide you through the Illinois mortgage process.
What Does a Mortgage Lender in Rock Island Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700, and title insurance of 500 to 1,500. Other costs may include credit report fees, flood certification, and recording fees. Total closing costs often range from 3,000 to 8,000 for a 200,000 loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an Illinois mortgage?
Most conventional loans require a minimum credit score of 620. FHA loans may accept scores as low as 580. VA loans have no official minimum but lenders often set their own requirements.
How long does the mortgage process take in Rock Island?
The typical mortgage process takes 30 to 45 days from application to closing. Illinois law requires a three-day rescission period for refinances. Delays can occur if appraisals or title work take longer.
What closing costs should I expect in Illinois?
Closing costs in Illinois typically range from 2 to 5 percent of the loan amount. These costs include title insurance, appraisal fees, and recording fees. Illinois also charges a state transfer tax of 0.50 per 500 of the sale price.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.