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Mortgage Lenders in Wilmette, IL

Looking for a mortgage lender in Wilmette? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Wilmette, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 9 mortgage lenders in Wilmette, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Bencks NMLS #1202417 Neighborhood Loans, Inc
101 Green Bay Rd, Wilmette, IL 60091
(773) 960-2278 mortgagebencks.com
DIMENSION MORTGAGE CORP
1000 Skokie Blvd #570, Wilmette, IL 60091
(847) 235-6280 google.com
Ryan Peschke @ Neighborhood Loans (MORTGAGE)
101 Green Bay Rd, Wilmette, IL 60091
(773) 678-2062 neighborhoodloans.com
Daniel Chookaszian - Chase Home Lending Advisor - NMLS ID 227832
1200 Central Ave, Wilmette, IL 60091
(847) 853-2803 homelendingadvisor.chase.com
Adam Nesva - Chase Home Lending Advisor - NMLS ID 427091
1200 Central Ave, Wilmette, IL 60091
(847) 256-1903 homelendingadvisor.chase.com
Chase Home Lending
1200 Central Ave, Wilmette, IL 60091
(773) 655-9891 homelendingadvisor.chase.com
Neighborhood Loans Wilmette
101 Green Bay Rd, Wilmette, IL 60091
(630) 246-4777 neighborhoodloans.com
Wintrust Mortgage
1145 Wilmette Ave, Wilmette, IL 60091
(847) 853-1145 wintrustmortgage.com
Wintrust Mortgage
720 12th St, Wilmette, IL 60091
(847) 853-2180 wintrustmortgage.com

Mortgage lenders in Wilmette Illinois help home buyers and homeowners secure financing for property purchases or refinancing. Illinois law requires lenders to be licensed and follow specific disclosure rules under the Illinois Residential Mortgage License Act. Local lenders understand the Wilmette real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Wilmette Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Illinois generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Wilmette Illinois?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois lenders also require a signed authorization to check your credit. Gather these documents before starting your application.
How long does it take to close on a mortgage in Illinois?
The average mortgage closing in Illinois takes 30 to 45 days from application to closing. Delays can happen if appraisals or title work take longer. Your lender will provide a timeline at the start.
Are there Illinois specific mortgage laws I should know about?
Yes. Illinois has a three business day right of rescission for refinances. Also, lenders must provide a Loan Estimate within three business days of application. These rules protect borrowers under Illinois and federal law.

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