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Find Mortgage Lenders Near You in Michigan City, IN

Looking for a mortgage lender in Michigan City? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Michigan City, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 9 mortgage lenders in Michigan City, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Centier Bank
5501 Franklin St, Michigan City, IN 46360
(219) 262-6028 centier.com
Allison Dent - Powered by The Mortgage Exchange
517 Franklin St #101, Michigan City, IN 46360
(630) 967-8773 allisondent.zipforhome.com
Hallmark Home Mortgage
241 US-20, Michigan City, IN 46360
(219) 874-1088 hallmarkhomemortgage.com
OneMain Financial
324 Dunes Plaza, Michigan City, IN 46360
(219) 872-5577 onemainfinancial.com
Members Advantage Credit Union
3064 Ohio St, Michigan City, IN 46360
(219) 874-6943 macuonline.org
My Guy Charlie I Mortgage Exchange I Charlie Roberts
717 Franklin St Unit B, Michigan City, IN 46360
(219) 561-3203 myguycharlie.com
Coldwell Banker Real Estate Group
726 Franklin St, Michigan City, IN 46360
(219) 221-4047 coldwellhomes.com
Chase Home Lending
4365 Franklin St, Michigan City, IN 46360
(219) 393-8702 homelendingadvisor.chase.com
PNC Mortgage
301 US-20, Michigan City, IN 46360
(219) 879-7381 pnc.com

Mortgage lenders in Michigan City Indiana help homebuyers and homeowners secure loans for purchasing or refinancing property. Indiana law requires lenders to be licensed through the Indiana Department of Financial Institutions. Local lenders are familiar with Michigan City neighborhoods and can guide you through the entire loan process.

What Does a Mortgage Lender in Michigan City Cost?

Typical costs for a mortgage lender in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,200. Closing costs in Michigan City generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Michigan City?
You typically need proof of income, tax returns, bank statements, and identification. Indiana lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law requires a three-day rescission period for refinances but not for purchase loans.

Mortgage Lenders in Other Indiana Cities