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Find Mortgage Lenders Near You in South Bend, IN

Directory of mortgage lenders in South Bend, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
South Bend, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 14 mortgage lenders in South Bend, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hallmark Home Mortgage
54505 26th St Suite F, South Bend, IN 46635
5742732300
Ruoff Mortgage - South Bend
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Lori Hiscock, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5747070196
Cory Wilson, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
3177161053
Michael Grove, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742742329
Stephanie Moncayo, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
2699322435
Jan Edwards, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Amy Helmen, Ruoff Mortgage
1710 Edison Rd, South Bend, IN 46617
5742201702
Everwise Mortgage
110 S Main St, South Bend, IN 46601
5742363518
Arielle Schmitt, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742290498
1st MIDWEST MORTGAGE CORPORATION
316 N Ironwood Dr #2, South Bend, IN 46615
5742871152
Haven Russell - Branch Manager, Fairway Home Mortgage
1005 E Lasalle Ave, South Bend, IN 46617
5743337845
Kristee Dampeer, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5743403385
Centennial Mortgage, Inc.
218 W Washington St, South Bend, IN 46601
5742336773

Mortgage lenders in South Bend Indiana help home buyers and homeowners secure financing for home purchases and refinances. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. Local lenders understand the South Bend housing market and can guide you through the loan process.

What Does a Mortgage Lender in South Bend Cost?

Typical costs for a mortgage in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Bend Indiana?
You will need pay stubs, tax returns, bank statements, and proof of identification. Lenders also require a credit check and may ask for additional documents depending on your loan type.
How long does the mortgage process take in Indiana?
The typical mortgage process in Indiana takes 30 to 45 days from application to closing. This timeline can vary based on loan complexity and lender workload.
Are there Indiana specific mortgage programs for first time buyers?
Yes, the Indiana Housing and Community Development Authority offers the First Place program with down payment assistance. This program is available to qualified first time home buyers in South Bend.