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Looking for a mortgage lender in Council Bluffs? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 17 mortgage lenders in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Coyle - Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
4026898034
NEO Home Loans : Dylan Dravland
215 W Broadway, Council Bluffs, IA 51503
4026815511
Guild Mortgage - Erin Trescott
149 W Broadway, Council Bluffs, IA 51503
4029812011
Nicki Montelongo - NEO Home Loans
215 W Broadway, Council Bluffs, IA 51503
4023075827
CharterWest Bank Mortgage Center-Council Bluffs, IA
900 Woodbury Ave #2b, Council Bluffs, IA 51503
7127962700
OneMain Financial
255 W Broadway, Council Bluffs, IA 51503
7123237105
Joe Stephens
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354175
DJ Rorebeck | Mortgage Advisor | NMLS# 457139
900 Woodbury Ave, Council Bluffs, IA 51503
7127962702
Melina Arroyo - Mortgage Loan Officer
2040 W Broadway, Council Bluffs, IA 51501
8002353228
Lori Brokman
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354176
Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
7124351600
Guild Mortgage Company
149 W Broadway, Council Bluffs, IA 51503
4023154549
US Bank Mortgage
350 34th Ave, Council Bluffs, IA 51501
8008722657
Sherry Neubaum-U.S. Bank Mortgage
421 W Broadway, Council Bluffs, IA 51503
7123252993
US Bank Home Mortgages
421 W Broadway, Council Bluffs, IA 51503
7123252993
CMG Financial Mortgage
215 S Main St Ste 306, Council Bluffs, IA 51503
7124354176
Stephanie Brownlee at Rate (NMLS #2518386)
12 Menard Drive Office #1, Council Bluffs, IA 51503
4026082929
Mortgage lenders in Council Bluffs Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Local lenders understand the Council Bluffs real estate market and can guide you through conventional FHA VA or USDA loan options.
What Does a Mortgage Lender in Council Bluffs Cost?
Typical costs for a mortgage in Iowa include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 500 to 1 200 dollars. Closing costs in Council Bluffs usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Council Bluffs?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Lenders also check your credit score and debt-to-income ratio. Iowa law does not require additional state-specific documents beyond standard federal requirements.
How long does the mortgage process take in Iowa?
The typical mortgage process in Iowa takes 30 to 45 days from application to closing. Iowa law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of application. Delays can occur if additional documentation is needed.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.