ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Des Moines. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 7 mortgage lenders in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dane Eischeid
604 Locust St Ste 201, Des Moines, IA 50309
5154447471
Chris Weihe Vazquez - Mortgage Loan Officer
2005 Ingersoll Ave, Des Moines, IA 50309
5152146888
Halo Capital
3839 Merle Hay Rd Suite 274, Des Moines, IA 50310
5159746908
New American Funding - Isaac Young
604 Locust St Ste 201, Des Moines, IA 50309
5152388844
ProLending Home Finance
2524 Post St, Des Moines, IA 50310
5152253100
Teion Sales: NMLS# 2099471 Mortgage Lender at Lincoln Savings Bank
1922 Ingersoll Ave, Des Moines, IA 50309
3198744246
New American Funding - Des Moines, IA
604 Locust St Ste 201, Des Moines, IA 50309
5152093473
Mortgage lenders in Des Moines Iowa help home buyers and homeowners secure financing for residential properties. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Des Moines market conditions and Iowa specific programs like the Iowa Finance Authority first time home buyer loans.
What Does a Mortgage Lender in Des Moines Cost?
Typical costs for a mortgage lender in Des Moines include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Iowa generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Des Moines?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Iowa lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law requires a three day rescission period after signing for refinances but not for purchase loans.
What is the minimum down payment for an Iowa mortgage?
Minimum down payment depends on loan type. FHA loans require 3.5 percent down. Conventional loans may allow 3 percent down. USDA and VA loans in Iowa can require zero down for eligible borrowers.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Des Moines who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.