Skip to main content

Find Mortgage Lenders in Henderson, KY

Compare mortgage lenders in Henderson. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Henderson, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 16 mortgage lenders in Henderson, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2606 Zion Rd Ste C-2, Henderson, KY 42420
(270) 827-8083 advanceamerica.net
LoanMax Title Loans
2539 US-41 Suite E, Henderson, KY 42420
(270) 748-7027 loanmaxtitleloans.net
World Finance
2606 Zion Rd Space M, Henderson, KY 42420
(270) 869-9797 loansbyworld.com
Mariner Finance
2606 Zion Rd, Henderson, KY 42420
(270) 826-7702 locations.marinerfinance.com
Liberty Federal Credit Union | Henderson
349 Starlite Dr, Henderson, KY 42420
(844) 200-3029 libertyfcu.org
OneMain Financial
708 2nd St, Henderson, KY 42420
(270) 826-9551 onemainfinancial.com
5 Star Mortgage
230 2nd St Suite 212, Henderson, KY 42420
(270) 212-0098
German American Bank
2 N Green St, Henderson, KY 42420
(270) 854-1020 germanamerican.com
Cash Express
1305 S Green St, Henderson, KY 42420
(270) 826-4777 cashexpressllc.com
First Federal Savings Bank
2555 US-41, Henderson, KY 42420
(270) 495-3385 firstfedsavings.bank
Old National Bank
301 2nd St, Henderson, KY 42420
(270) 831-6800 locations.oldnational.com
Peoples Choice Finance
714 Barret Blvd, Henderson, KY 42420
(270) 826-5200 kyhometownloans.com
Farm Credit Mid-America
8300 Keach Dr, Henderson, KY 42420
(270) 826-3555 fcma.com
Henderson Finance
2480 US-41 Suite F, Henderson, KY 42420
(270) 212-1290
Bill Denton Mortgage Network
126 N Main St, Henderson, KY 42420
(270) 831-1822
Lendmark Financial Services LLC
1111 Barrett Ct Suite D, Henderson, KY 42420
(270) 212-5700 lendmarkfinancial.com

Mortgage lenders in Henderson, Kentucky help homebuyers and homeowners secure financing for home purchases, refinances, and construction loans. Kentucky law requires lenders to be licensed through the Nationwide Multistate Licensing System (NMLS). Henderson borrowers often work with local banks, credit unions, and mortgage brokers who understand the regional real estate market.

What Does a Mortgage Lender in Henderson Cost?

Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Henderson usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Henderson Kentucky?
You will typically need pay stubs, tax returns, bank statements, and a government-issued ID. Kentucky lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Kentucky?
The process usually takes 30 to 45 days from application to closing. Kentucky law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of application.
Are there first-time homebuyer programs in Henderson Kentucky?
Yes, the Kentucky Housing Corporation offers down payment assistance and low-interest loans for first-time buyers in Henderson. These programs have income limits and require a homebuyer education course.