Find Mortgage Lenders in Windham, ME
Looking for a mortgage lender in Windham? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maine before hiring.
Showing 10 mortgage lenders in Windham, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Windham Maine home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lenders in Windham are familiar with local property values and Maine Housing programs that offer down payment assistance.
What Does a Mortgage Lender in Windham Cost?
Typical mortgage lender costs in Maine include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and a credit report fee of 30 to 50 dollars. Third party costs such as title insurance and recording fees add 1,500 to 3,000 dollars. Closing costs in Maine generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Windham Maine?
You typically need pay stubs from the last 30 days, two years of W-2 forms, two years of tax returns, bank statements for the last two months, and a valid photo ID. Self employed borrowers may need additional profit and loss statements.
Are there first time home buyer programs in Maine?
Yes, Maine Housing offers the First Home Loan program with a low fixed rate and up to 3 percent down payment assistance. The program is available for buyers in Windham who meet income and purchase price limits.
How long does a mortgage closing take in Maine?
A typical mortgage closing in Maine takes 30 to 45 days from application to closing. Maine law requires a three day right of rescission for refinances, which adds three business days after signing.