Find Mortgage Lenders in Hyannis, MA
Browse mortgage lenders serving Hyannis, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 15 mortgage lenders in Hyannis, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Hyannis, Massachusetts help homebuyers secure financing for residential properties on Cape Cod. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique Hyannis real estate market, including seasonal properties and condominiums near the harbor.
What Does a Mortgage Lender in Hyannis Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1.0 percent of the loan amount, plus appraisal fees of $400 to $700, and title insurance ranging from $1,500 to $3,000. Closing costs generally total 2 to 5 percent of the purchase price. Note that costs vary by loan type and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hyannis?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Massachusetts lenders also require a signed purchase and sale agreement and a property appraisal.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three business day rescission period for refinances but not for purchase loans.
Are there first time home buyer programs in Hyannis?
Yes. Massachusetts offers the MassHousing program with low down payment options and competitive rates. Hyannis buyers may also qualify for local down payment assistance through the Cape Cod Housing Assistance Corporation.