Find Mortgage Lenders in Lowell, MA
Compare mortgage lenders in Lowell. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 11 mortgage lenders in Lowell, MA
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Lowell Massachusetts home buyers and refinancers can work with local mortgage lenders to secure financing. Massachusetts law requires a 30 day right of rescission for most refinances. Lenders in Lowell offer conventional FHA and VA loans for properties in Middlesex County.
What Does a Mortgage Lender in Lowell Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Lowell?
You typically need pay stubs tax returns bank statements and photo ID. Massachusetts lenders may also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three day rescission period after signing for most refinances.
Are there first time home buyer programs in Lowell?
Yes Massachusetts offers the MassHousing program with low down payment options. Lowell also has local down payment assistance grants for qualified buyers.