Find Mortgage Lenders in Quincy, MA
Directory of mortgage lenders in Quincy, Massachusetts. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 12 mortgage lenders in Quincy, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Quincy Massachusetts home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Quincy understand the competitive housing market in Norfolk County and can guide you through state-specific requirements.
What Does a Mortgage Lender in Quincy Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Massachusetts generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Quincy?
You typically need pay stubs from the last 30 days, two years of W-2 forms, federal tax returns, bank statements, and photo identification. Massachusetts lenders may also require proof of homeowners insurance before closing.
How long does the mortgage process take in Massachusetts?
The average mortgage process in Massachusetts takes 30 to 45 days from application to closing. Massachusetts law mandates a three-day right of rescission for refinances, which adds to the timeline.
Are there first-time home buyer programs in Quincy Massachusetts?
Yes, Massachusetts offers the ONE Mortgage Program through MassHousing for first-time buyers in Quincy. This program provides low down payment options and reduced mortgage insurance requirements for qualified applicants.