Find Mortgage Lenders Near You in Springfield, MA
Compare mortgage lenders in Springfield. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 6 mortgage lenders in Springfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Springfield Massachusetts help home buyers and homeowners secure financing for home purchases and refinances. Massachusetts law requires lenders to be licensed by the state Division of Banks. Many lenders in Springfield offer conventional FHA and VA loans to meet local housing needs.
What Does a Mortgage Lender in Springfield Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees add 1000 to 2000 dollars. Closing costs in Massachusetts total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Springfield?
You typically need pay stubs tax returns bank statements and photo identification. Massachusetts lenders also require a signed application and a credit check. Each lender may ask for additional documents based on your situation.
How long does the mortgage process take in Massachusetts?
The mortgage process in Massachusetts usually takes 30 to 45 days from application to closing. Massachusetts law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.