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Directory of mortgage lenders in Farmington, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Farmington, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage lenders in Farmington, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Karli Spahr - American Dream Home Team
17618 Foxboro Ct, Farmington, MN 55024
6518888180
Wade Hatch - M&M Mortgage LLC
19868 Butternut Trail, Farmington, MN 55024
6512783925
Premier Bank Minnesota Farmington
316 Oak St, Farmington, MN 55024
6514634440
Krysia Moe - Old National Bank
324 Oak St, Farmington, MN 55024
6126563780
Mortgage lenders in Farmington, Minnesota help home buyers and homeowners secure financing for residential properties. These lenders are familiar with Minnesota specific laws such as the 15 day right to rescind period for certain refinances. They also understand local market conditions in Dakota County and can guide you through the loan application process.
What Does a Mortgage Lender in Farmington Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. These figures are estimates and vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Farmington?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Minnesota also offers state specific programs like the Minnesota Housing Finance Agency loans for first time buyers.
How long does the mortgage process take in Minnesota?
The typical mortgage process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a 7 day waiting period after the loan estimate is issued before closing.
Do I need a pre approval before house hunting in Farmington?
Yes, getting a pre approval is strongly recommended. It shows sellers you are a serious buyer and helps you understand your budget. Many local lenders in Farmington offer free pre approval consultations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.