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Find Mortgage Lenders in Monticello, MN

Browse mortgage lenders serving Monticello, Minnesota. Contact information and addresses listed below.

10 agents listed
Updated June 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 10 mortgage lenders in Monticello, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Bank of Commerce • Monticello
1421 E 7th St, Monticello, MN 55362
(763) 295-2265 nbcbanking.com
Sherburne State Bank
1200 MN-25, Monticello, MN 55362
(763) 271-7177 sherburnestatebank.com
Liberty Bank Minnesota
1560 Hart Blvd, Monticello, MN 55362
(763) 295-4411 libertybankmn.com
CorTrust Bank
106 E 4th St, Monticello, MN 55362
(763) 271-7200 cortrustbank.com
Premier Bank Minnesota Monticello
4134 Deegan Ave, Monticello, MN 55362
(763) 271-7670 premierbanks.com
Jeff Curtis at CrossCountry Mortgage
102 Chelsea Rd Office A, Monticello, MN 55362
(877) 773-1226 mppoapartner.com
Paul Hinz - 217427 - Wells Fargo Home Mortgage
407 Pine St, Monticello, MN 55362
(952) 847-0152 homeloans.wellsfargo.com
MegaStar Financial Corp - Lee Mielke
1125 Cedar St UNIT 114, Monticello, MN 55362
(612) 308-7162 leemielke.com
Cory Nuest, CorTrust Mortgage
106 E 4th St, Monticello, MN 55362
(763) 271-7216 cortrustbank.com
U First Financial
200 Front St, Monticello, MN 55362
(763) 295-3577

Mortgage lenders in Monticello Minnesota help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Monticello real estate market and can guide you through the process of buying a home in Wright County.

What Does a Mortgage Lender in Monticello Cost?

Typical mortgage lender costs in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Monticello?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Minnesota lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Minnesota?
The average mortgage process in Minnesota takes 30 to 45 days from application to closing. This timeline can vary based on loan type and the complexity of your financial situation.

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