Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 5 mortgage lenders in Northfield, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Merchants Bank
329 Division St S, Northfield, MN 55057
5076455656
Premier Bank Minnesota Northfield
142 2nd St W, Northfield, MN 55057
5076454418
Wells Fargo Home Mortgage - Chris Graupmann
700 Water St S, Northfield, MN 55057
5076637322
Wells Fargo Home Mortgage - Melissa Running
700 Water St S, Northfield, MN 55057
5076637388
Wells Fargo Home Mortgage
700 Water St S, Northfield, MN 55057
6076637388
What Does a Mortgage Lender in Northfield Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Northfield?
You typically need pay stubs, tax returns, bank statements, and photo identification. Lenders also require a credit check and proof of employment. Minnesota law allows lenders to request additional documents as needed.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after you receive the loan estimate. Delays can occur if appraisals or title searches take longer.