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Find Mortgage Lenders in Stillwater, MN

Compare mortgage lenders in Stillwater. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Stillwater, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 18 mortgage lenders in Stillwater, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Brad Goulet
13999 60th St N, Stillwater, MN 55082
(612) 210-2280 bell.bank
Ideal Credit Union
2020 Washington Ave, Stillwater, MN 55082
(651) 770-7000 idealcu.com
Bell Bank Mortgage, Stig Sandell
13999 60th St N, Stillwater, MN 55082
(651) 783-5254 bell.bank
Andy Riemenschneider at CrossCountry Mortgage
106 S Main St Suite A, Stillwater, MN 55082
(651) 248-3788 andyrhomeloans.com
Bell Bank Mortgage, Nick Gibbs
13999 60th St N, Stillwater, MN 55082
(651) 285-0879 bell.bank
Lake Elmo Bank
1937 Greeley St S, Stillwater, MN 55082
(651) 777-8365 lakeelmobank.com
Dave Amelsberg at CrossCountry Mortgage
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
(877) 773-1226 amelsbergmortgage.com
Marketplace Home Mortgage
610 Main St N STE 100, Stillwater, MN 55082
(651) 705-6030 stillwatermortgages.com
St. Croix Home Loans
105 New England Pl STE 270, Stillwater, MN 55082
(651) 330-5507 stcroixhomeloans.com
Mortgages Unlimited - Stillwater
450 Main St N #220, Stillwater, MN 55082
(651) 334-6362 muihomeloans.com
CrossCountry Mortgage, LLC
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
(651) 230-4005 crosscountrymortgage.com
Adam Long - Mortgage Loan Originator - NMLS #353982
421 S Main St Ste D1, Stillwater, MN 55082
(612) 396-1678
Minnesota Bank & Trust Mortgage Loan Production Office
200 Chestnut St E #203, Stillwater, MN 55082
(651) 439-4670 mnbankandtrust.com
Mortgage Loans & Real Estate
106 S Main St, Stillwater, MN 55082
(612) 440-5838
Chase Home Lending
5907 Neal Ave N, Stillwater, MN 55082
(832) 627-1096 homelendingadvisor.chase.com
US Bank Mortgage
6001 Stillwater Blvd, Stillwater, MN 55082
(800) 872-2657 usbank.com
US Bank Mortgage
226 Myrtle St E, Stillwater, MN 55082
(651) 351-2406
My Mortgage Guy Joe
610 Main St N, Stillwater, MN 55082
(651) 303-8765 mymortgageguyjoe.com

Mortgage lenders in Stillwater Minnesota help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the Stillwater real estate market and can guide you through state specific disclosure rules.

What Does a Mortgage Lender in Stillwater Cost?

Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Stillwater generally range from 2 to 5 percent of the purchase price. These amounts vary by loan size and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Stillwater Minnesota?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed authorization to pull your credit report. Specific requirements vary by loan type and lender.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law mandates a three day right of rescission for most refinances. Delays can occur if appraisals or title work take longer.
Are there Minnesota specific mortgage programs for first time buyers?
Yes, the Minnesota Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require home buyer education. Your lender can tell you if you qualify.

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