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12 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 mortgage lenders in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Financial Group
67 10th Ave S, Waite Park, MN 56387
3205293760
PrimeLending, A PlainsCapital Company - St Cloud
314 10th Ave S #160, Waite Park, MN 56387
3202522727
The Laudenbach Team at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202908750
Jacob Mueller at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3202919576
Darrin Shemon at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
8017921700
Amber Laudenbach at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3205293767
Jill Jerzak at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
5075303182
Melanie Benjamin at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
6512614789
Kristi Hawker, NMLS: 860288, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203459798
Gary McIntyre at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
6513241887
Vicki Erickson, NMLS: 452438, PrimeLending
314 10th Ave S #160, Waite Park, MN 56387
3203457217
Timi Molitor at Homeowners Financial Group USA, LLC
67 10th Ave S, Waite Park, MN 56387
3204929793
Mortgage lenders in Waite Park Minnesota help home buyers and refinancers secure financing for residential properties. Minnesota law requires lenders to be licensed with the Minnesota Department of Commerce. Local lenders understand the Waite Park real estate market and can guide you through state specific disclosure rules.
What Does a Mortgage Lender in Waite Park Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must hold a license from the Minnesota Department of Commerce. They also must register with the Nationwide Multistate Licensing System. This ensures they meet state education and background check requirements.
How long does a mortgage loan process take in Waite Park?
A typical mortgage loan process in Minnesota takes 30 to 45 days from application to closing. Factors like appraisal availability and your financial documentation can affect this timeline. Minnesota law requires a three business day right of rescission for most refinances.
What down payment options are available in Minnesota?
Minnesota offers down payment assistance programs through the Minnesota Housing Finance Agency. Conventional loans may require as little as 3 percent down. FHA loans allow 3.5 percent down and VA loans often require no down payment for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.