Skip to main content

Compare Mortgage Lenders in Wayzata, MN

Browse mortgage lenders serving Wayzata, Minnesota. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 15 mortgage lenders in Wayzata, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northport Funding
319 Barry Ave S Suite 305, Wayzata, MN 55391
(612) 446-5400 northportfunding.com
All Season Mortgage
700 Twelve Oaks Center Dr Suite 700-231, Wayzata, MN 55391
(952) 848-2429 allseasonmortgage.com
Oliver White Mortgage Group | Fairway Independent Mortgage Corporation
214 Minnetonka Ave S, Wayzata, MN 55391
(952) 412-5428 oliverwhiteteam.com
Envision Capital
315 Lake St E #101, Wayzata, MN 55391
(952) 473-9988 envcap.com
Scott Ericksen at Rate (NMLS #366572)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
(651) 491-3241 rate.com
Tyler Anderson at Guaranteed Rate Affinity (NMLS #29594)
235 Lake St E Ste 100, Wayzata, MN 55391
(763) 550-7507 grarate.com
Troy Klein - Mortgage Loan Officer
315 Lake St E #101, Wayzata, MN 55391
(612) 327-4801 envcap.com
Steve Ruprecht at Rate (NMLS #389036)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
(612) 799-5502 rate.com
Ben Walker | Guild Mortgage
319 Barry Ave S Suite 305, Wayzata, MN 55391
(952) 201-2599 branches.guildmortgage.com
Bryan Wernimont at Rate (NMLS #452836)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
(612) 702-5319 rate.com
Supreme Lending Donnie Robin
15550 Wayzata Blvd STE 200, Wayzata, MN 55391
(952) 449-7144 donnierobin.com
Pam Dahm at Rate (NMLS #400741)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
(952) 466-6446 rate.com
Old National Mortgage -Cynthia Theisen
135 Central Ave N, Wayzata, MN 55391
(763) 204-7251 associates.oldnational.com
Rate
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
(952) 466-6446 rate.com
Tradition Mortgage
100 Lake St W, Wayzata, MN 55391
(952) 567-7663 traditionmortgagemn.com

Mortgage lenders in Wayzata Minnesota help home buyers and homeowners secure financing for property purchases and refinances. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce and follow state specific disclosure rules. Local lenders understand the Wayzata real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Wayzata Cost?

Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Minnesota generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What licenses do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must be licensed by the Minnesota Department of Commerce as a residential mortgage originator or servicer. They must also pass a criminal background check and complete continuing education each year.
What is the minimum down payment for a home loan in Wayzata?
Down payment requirements vary by loan type. Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may require zero down for qualified borrowers.
How long does the mortgage approval process take in Minnesota?
The typical mortgage approval process in Minnesota takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after you receive the Closing Disclosure before the loan can close.

Mortgage Lenders in Other Minnesota Cities