Find Mortgage Lenders Near You in Brooklyn, NY
Browse mortgage lenders serving Brooklyn, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 17 mortgage lenders in Brooklyn, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Brooklyn Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $500 to $800, and title insurance costs of $1,500 to $3,000. New York State also charges a mortgage recording tax of 1.8% for loans up to $500,000 and 1.925% for larger amounts. Other costs include credit report fees and attorney fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in New York?
Mortgage lenders in New York must be licensed by the New York State Department of Financial Services under Article 12-D of the New York Banking Law. This includes passing a background check and meeting minimum net worth requirements.
How long does a mortgage loan approval take in Brooklyn?
A typical mortgage approval in Brooklyn takes 30 to 45 days from application to closing. New York State law requires a three day right of rescission for refinances, which can add time.
What is the maximum mortgage amount I can get in New York?
Conventional loan limits for 2024 in Brooklyn are up to $766,550 for a single family home. FHA loans have lower limits around $498,257. Jumbo loans are available for amounts above these limits.