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Find Mortgage Lenders Near You in Goshen, NY

Looking for a mortgage lender in Goshen? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Goshen, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 7 mortgage lenders in Goshen, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Credit Union
103-104 Clowes Ave, Goshen, NY 10924
(845) 561-5607 heritagefcu.com
Homestead Funding Corp: Todd McDermott | NMLS# 63690
2679 NY-17M #3, Goshen, NY 10924
(914) 443-2964 homesteadfunding.com
Michael Giannetto at CrossCountry Mortgage, LLC
25 Main St 1st Floor, Goshen, NY 10925
(845) 496-0836 mycarbonteam.com
Homestead Funding Corp. – Goshen
2679 NY-17M #3, Goshen, NY 10924
(845) 294-5502 homesteadfunding.com
Ulster Savings Bank Lending Center
Coates Dr #3 #6, Goshen, NY 10924
(845) 294-7922 ulstersavings.com
Chase Home Lending
100 Canal St, Goshen, NY 10924
(781) 589-4411 homelendingadvisor.chase.com
Nicole Edwards- Rhinebeck Bank Residential Lending
252 Main St, Goshen, NY 10924
(845) 464-6591 nedwards-rhinebeckbanklo.mortgagewebcenter.com

Mortgage lenders in Goshen, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Orange County are familiar with the regional real estate market and can guide you through the mortgage process.

What Does a Mortgage Lender in Goshen Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance of $1,500 to $3,000. Closing costs in Orange County often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Goshen?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a credit check authorization.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law allows a three-day right of rescission for refinances after closing.
Are there specific New York mortgage laws I should know?
Yes, New York requires lenders to be licensed and follow strict disclosure rules. The state also has a mortgage recording tax that varies by county, including Orange County.

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